Does Walmart Take Apple Pay In 2025 [PayPal & Walmart Pay Accepted]
In today's fast-paced world, consumers are always on the lookout for convenience and efficiency when it comes to shopping. With the rise of mobile payments, Apple Pay has become a popular choice for those looking to make quick and easy purchases.
As a major retailer, Walmart's acceptance of Apple Pay has been a topic of debate among shoppers. In this article, we'll take a closer look at does Walmart take Apple Pay, and explore the alternative payment options available to customers at this retail giant.
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What Is Walmart?

Walmart is a multinational retail corporation that operates a chain of discount department stores, grocery stores, and hypermarkets. It was founded in 1962 by Sam Walton in Bentonville, Arkansas, and has since grown to become the world's largest retailer by revenue and the largest private employer in the world, with over 2.3 million employees worldwide.
Walmart operates over 11,000 stores in 27 countries under various brand names, including Walmart, Sam's Club, and Asda. Walmart is known for its "Everyday Low Prices" strategy, which involves offering a wide range of products at consistently low prices.
The company operates a variety of store formats, including supercenters, which offer a full range of groceries and general merchandise; discount stores, which offer a smaller selection of merchandise at lower prices; and neighborhood markets, which are smaller grocery stores that focus on fresh produce, meat, and other essential items.
In addition to its brick-and-mortar stores, Walmart also operates an e-commerce website, Walmart.com, which offers a wide range of products for online purchase and delivery.
The company has been a leader in using technology to improve its operations and customer experience and has invested heavily in areas such as digital transformation, supply chain optimization, and customer data analytics.
Does Walmart Take Apple Pay?

Walmart does not currently accept Apple Pay as a payment method in its stores. However, the retail giant offers its own mobile payment solution called Walmart Pay, which allows customers to make purchases using their mobile devices.
Walmart Pay is available within the Walmart app, which can be downloaded for free from the App Store or Google Play Store. To use Walmart Pay, customers need to link their credit, debit, or Walmart gift cards to their account and then scan a QR code at the register to complete their purchase.
While Walmart does not accept Apple Pay at this time, the company is constantly evaluating new payment methods and technologies to offer its customers a seamless shopping experience.
Why Walmart Does Not Take Apple Pay?

There are several possible reasons why Walmart does not accept Apple Pay. One factor could be that Walmart is promoting its mobile payment solution, Walmart Pay, which competes directly with Apple Pay.
By offering its own payment solution, Walmart has more control over the payment process and can potentially save on transaction fees. Another consideration may be Walmart's focus on keeping prices low for customers, as accepting Apple Pay may require additional hardware and software investments, which could lead to increased costs and ultimately higher prices.
Additionally, Walmart places a high priority on security and fraud prevention measures in its payment processing and may have concerns about the potential risks associated with accepting a third-party payment solution like Apple Pay.
What Payment Methods Does Walmart Accept

If you are looking for alternative payment methods to use at Walmart, there are several options available to you:
- Walmart Pay: As mentioned earlier, Walmart Pay is Walmart's own mobile payment solution. You can link your credit or debit card to your Walmart Pay account through the Walmart app and then use your phone to scan the QR code at the register to complete your purchase.
- Debit or credit card: You can use your debit or credit card to make a payment at Walmart by swiping, inserting, or tapping it at the payment terminal. Walmart accepts most major credit and debit cards, including Visa, Mastercard, American Express, and Discover.
- Cash: You can also pay with cash at any Walmart store. Simply take your items to the checkout counter and pay with cash.
- Walmart Gift Card: Walmart also accepts Walmart gift cards as a payment method. You can purchase a Walmart gift card online or in-store, and then use it to pay for your purchases at the checkout counter.
- PayPal: While Walmart does not accept Apple Pay, it does accept PayPal as a payment method for online purchases. You can link your PayPal account to your Walmart.com account and use it to pay for your online orders.
Which Other Stores Like Walmart Take Apple Pay?

Several major retailers accept Apple Pay for in-store and online purchases. Some examples of stores that accept Apple Pay include:
- Target
- Best Buy
- Macy's
- Whole Foods Market
- Walgreens
- CVS Pharmacy
- Starbucks
- McDonald's
- Subway
- Dunkin' Donuts
- Trader Joe's
- Home Depot
- Lowe's
- Petco
- Nike
- Sephora
- Ulta Beauty
- Forever 21
- Gap
- Bed Bath & Beyond
Acceptance of Apple Pay may vary by location, and it's always a good idea to confirm with the specific store or check their website for the most accurate and up-to-date information.
Why Are More People Using Apple Pay?

More people are using Apple Pay due to several reasons, including convenience, security, and the increasing adoption of contactless payments. Here are some key factors contributing to the growing popularity of Apple Pay:
- Convenience: Apple Pay allows users to make payments with just a tap of their iPhone, Apple Watch, or other compatible devices. This eliminates the need to carry physical wallets, credit cards, or cash, making transactions quicker and more convenient.
- Security: Apple Pay uses advanced security measures such as tokenization and biometric authentication (Touch ID or Face ID). Tokenization ensures that your actual card details are not shared with merchants, reducing the risk of fraud. Biometric authentication adds an extra layer of security by requiring your fingerprint or facial recognition to authorize a payment.
- Contactless Payments: The COVID-19 pandemic has accelerated the shift towards contactless payments, as people seek to minimize physical contact and maintain social distancing. Apple Pay enables users to make touch-free payments, which is both safe and hygienic.
- Wide Acceptance: As more retailers, restaurants, and service providers integrate Apple Pay into their payment systems, it becomes increasingly convenient for users to rely on this digital wallet for their everyday transactions.
- Loyalty Programs and Offers: Many businesses offer exclusive discounts, rewards, or cash back for using Apple Pay, making it an attractive option for users seeking to save money or earn rewards.
- Ease of Use: Apple Pay is easy to set up and use, with seamless integration into the Apple ecosystem. Users simply add their credit or debit cards to the Wallet app on their devices and can start making payments immediately.
Does Walmart Accept PayPal?

Yes, Walmart does accept PayPal. You can use your account to pay on the Walmart website or app directly, as well as in-store purchases.
To use PayPal for in-store purchases, you'll need to request a barcode from the PayPal mobile app and show it at checkout. Additionally, you can buy Walmart gift cards with PayPal from the official website.
Walmart Pay vs Apple Pay

Walmart Pay and Apple Pay are both mobile payment solutions that allow customers to make purchases using their mobile devices. However, there are some key differences between the two services that are worth noting:
- Compatibility: Walmart Pay is only available within the Walmart app, while Apple Pay can be used on any device that supports NFC technology, including iPhones, iPads, and Apple Watches.
- Payment methods: Walmart Pay allows you to link your credit or debit card to your account, as well as Walmart gift cards. Apple Pay allows you to link your credit, debit, or prepaid card, as well as loyalty and rewards cards.
- Set up: To use Walmart Pay, you need to download the Walmart app and create an account, then add your payment method. To use Apple Pay, you need to add your payment method to the Wallet app on your device.
- Authentication: To authenticate a payment with Walmart Pay, you need to open the app and scan a QR code at the register. With Apple Pay, you can authenticate a payment using Touch ID or Face ID.
- Security: Both services offer a high level of security, with tokenization and encryption used to protect your payment information. However, Apple Pay has an additional layer of security with its biometric authentication features.
- Availability: Walmart Pay is only available at Walmart stores, while Apple Pay is accepted by a growing number of retailers and businesses worldwide.
FAQs Regarding Walmart And Apple Pay
Does Walmart Take Apple Pay In 2023?
Walmart did not accept Apple Pay and instead offers its mobile payment solution called Walmart Pay.
Does Dollar General Take Apple Pay?
Yes, Dollar General accepts Apple Pay as a payment method in their stores. You can use your iPhone or Apple Watch to make contactless payments for a quick and convenient shopping experience.
Does Target Take Apple Pay?
You can use Apple Pay to pay for your purchases at Target stores and on their mobile app.
How To Use Walmart Pay?
To use Walmart Pay, download the Walmart app, create an account or sign in, and add your payment method. Then, at the register, open the Walmart app and scan the QR code on the payment terminal to complete your purchase.
Can I Use Apple Pay At Walmart.com?
No, Walmart.com does not currently accept Apple Pay as a payment method. However, PayPal is an accepted payment method for online purchases.
What Payment Methods Does Walmart Accept?
Walmart accepts a variety of payment methods both in-store and online, including credit and debit cards, Walmart Pay, cash, Walmart gift cards, EBT, PayPal, and personal checks (in-store only).
Is Walmart Pay Safe?
Yes, Walmart Pay also uses tokenization and encryption to protect your payment information.
Conclusion
While Walmart does not currently accept Apple Pay, it offers its own mobile payment solution called Walmart Pay, which allows customers to make purchases using their mobile devices. Walmart Pay can be linked to credit, debit, or Walmart gift cards, and is available within the Walmart app.
Walmart is known for its focus on providing a convenient, secure, and efficient shopping experience for its customers, and is constantly evaluating new payment methods and technologies to meet their evolving needs.
While the decision not to accept Apple Pay may have been influenced by various factors, including the promotion of its own payment solution and the desire to keep prices low, Walmart's focus on customer satisfaction remains a top priority.
Whether you choose to use Walmart Pay, credit or debit cards, cash, or other accepted payment methods, Walmart continues to offer a wide range of options to make your shopping experience as smooth as possible.

Michael Restiano
I support product content strategy for Salt Money. Additionally, I’m helping develop content strategy and processes to deliver quality work for our readers.