21 Best SubReddit Personal Finance Communities In April 2024

Updated On: 05/25/2023
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Reddit is a social media platform that has become a popular online community for people around the world to connect and discuss a wide range of topics. With over 330 million active users, Reddit is a hub of information, news, and conversations on everything from politics to hobbies to personal finance.

One of the unique features of Reddit is the ability to create and join communities known as "subreddits," which are dedicated to specific topics or interests. When it comes to personal finance, Reddit has a wealth of information and resources available through its diverse range of personal finance subreddits.

These subreddits offer a space for people to share their experiences, ask questions, and offer advice on all aspects of managing money. From budgeting and saving to investing and retirement planning, there are subreddits for every financial topic and goal.

In this blog, we will be highlighting the 21 best SubReddit personal finance communities that can provide invaluable guidance and support in achieving financial success.

In case you are just starting your financial journey or are a seasoned pro, these subreddits can help you stay informed, motivated, and on track toward achieving your financial goals. So, without further ado, let's dive into the top 21 SubReddit personal finance communities that you need to check out!

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21 Best SubReddit Personal Finance Communities

21 Best SubReddit Personal Finance Communities

Let's break down the best SubReddits personal finance communities so you can find the one that suits your needs.

1. Passive income (r/Passive_Income)

Passive income (r/Passive_Income)

r/Passive_Income is a popular SubReddit dedicated to the topic of generating passive income. As the name suggests, passive income refers to the type of income that continues to flow in even when the work stops, as opposed to active income which comes from a 9-5 job and stops when the work stops.

This community recognizes the importance of building passive income streams and provides a platform for its 323k members to exchange ideas, insights, and strategies on the topic.

If you're interested in real estate investing, creating online businesses, or investing in stocks, this community has got you covered with various resources and discussions on how to generate passive income.

Founded in 2012, r/Passive_Income has become a go-to destination for anyone looking to achieve financial independence and build wealth through passive income.

2.Personal Finance (r/personalfinance)

Personal Finance (r/personalfinance)

If you're looking for the best SubReddit personal finance community, look no further than r/personalfinance. This leading SubReddit in the personal finance space has attracted over 17.8 million members since its founding in 2009.

As one of the most popular personal finance communities on Reddit, it provides a wealth of resources and templates for other similar forums to follow.

The community engages members in conversations around financial problems and solutions, offering valuable insights to help improve personal finance skills.

Unlike some other forums, r/personalfinance is well-regulated with minimal spam content, making it a reliable source of information and support for anyone looking to take control of their financial situation.

This community is widely regarded as the best SubReddit personal finance community and has something to offer everyone, whether you're looking for advice on budgeting, investing, or debt management.

3.Credit Cards (r/CreditCards)

Credit Cards (r/CreditCards)

r/CreditCards is a vibrant SubReddit community that helps its 1.2m members make informed decisions about credit cards. Founded in 2008, this forum provides a wealth of resources, including credit card comparisons, tips for new users, and advice on responsible credit card use.

Credit card debt is a major financial issue for many people, with some of the highest interest rates out of all debt types. Irresponsible credit card use can be a destroyer of wealth and financial stability.

As such, r/CreditCards places a strong emphasis on responsible credit card use and provides helpful resources to help members avoid debt and improve their credit scores.

One of the primary benefits of r/CreditCards is the wealth of knowledge available within the community. With so many members, there is always someone who can offer advice or share their experiences with different credit card companies and rewards programs.

4. Investing (r/Investing)

Investing (r/Investing)

The subreddit Investing, also known as r/Investing, is a vibrant community of 2.3 million members that was founded in 2008. This subreddit is dedicated to discussing personal finance with a focus on investing. It provides a platform for its members to share their knowledge and experiences related to the world of investing.

The subreddit offers an array of educational and entertaining content related to markets, analysis, and cryptocurrencies, including the popular Dogecoin.

If you're a seasoned investor or just starting out, r/Investing is a valuable resource that can help you stay informed, make better investment decisions, and connect with like-minded individuals who share your passion for investing.

5. Personal Finance (r/PFtools)

Personal Finance (r/PFtools)

The subreddit PFtools, also known as r/PFtools, is a community with 15.2k followers as of 2/4/2021, dedicated to providing useful tools for managing personal finances. It covers a wide range of resources, including both free and paid money-related tools that can help individuals manage their finances more effectively.

This subreddit is an ideal resource for those looking for external finance management help, as it offers a wealth of resources and tips for managing finances.

Whether you're looking for budgeting tools, investment calculators, or other financial resources, r/PFtools is an excellent resource that can help you take control of your finances and achieve your financial goals.

6. Personal Finance For The Financially Challenged (r/povertyfinance)

Personal Finance For The Financially Challenged (r/povertyfinance)

Looking for more best SubReddit personal finance community? Look no further than r/povertyfinance, a popular community with over 1.8 million members that provides valuable information and resources related to personal finance.

This subreddit is dedicated to helping individuals make the most of their limited resources and covers topics such as budgeting, frugality, and managing debt.

Similar to r/frugal, r/povertyfinance offers a variety of resources and tips for managing finances effectively, making it one of the best SubReddit personal finance communities.

These resources include information on emergency food resources by state, benefit programs by country, food banks, low-cost healthcare, mental health, and legal services.

With its extensive range of resources, r/povertyfinance is an excellent resource for those looking to improve their financial situation and make the most of their limited resources.

7. Bogleheads (r/Bogleheads)

Bogleheads (r/Bogleheads)

The subreddit Bogleheads, also known as r/Bogleheads, is a community of 254k followers as of 2/4/2021, dedicated to following the investing strategies of Jack Bogle, the founder of Vanguard and creator of index funds.

Bogle's followers are known as "Bogleheads," and the subreddit primarily focuses on passive investing with low-cost index funds and ETFs.

This subreddit is an excellent resource for individuals interested in learning about different forms of popular investment strategies, and it offers a wealth of information and resources related to passive investing.

Whether you're new to investing or a seasoned investor, r/Bogleheads is a valuable community that can help you make informed investment decisions and achieve your financial goals.

8. Entrepreneur (r/Entrepreneur)

Entrepreneur (r/Entrepreneur)

The r/Entrepreneur subreddit is an online community that focuses on providing insights and resources for individuals interested in starting their own businesses.

The subreddit emphasizes that entrepreneurship is about providing value in exchange for money, and that success is a result of getting the idea, scale, timing, and execution right.

Aspiring entrepreneurs can learn from the experiences of both successful and failed entrepreneurs through the community's discussions, which cover a broad range of topics, including marketing, product development, and finance.

The insights shared by the community can help aspiring entrepreneurs pursue million-dollar business ideas and avoid common pitfalls that can lead to failure. By participating in the r/Entrepreneur community, individuals can gain valuable knowledge and insights to help them achieve their entrepreneurial goals.

9. Student Loans (r/StudentLoans)

Student Loans (r/StudentLoans)

The r/StudentLoans subreddit is a valuable online resource for those looking for advice and support on managing their student loan debt. Members can post their own milestones in paying off their loans or share general student finance stories to receive guidance and encouragement from others in the community.

Established in 2010, the subreddit has grown to over 309k members and covers a wide range of topics related to student finance. Members can seek advice on loan forgiveness programs, refinancing options, and the impact of student loans on credit scores.

The community also provides a platform for discussing financial literacy and budgeting for student loan repayments. By participating in r/StudentLoans, individuals can gain valuable insights and support to help them successfully navigate the often complex and stressful landscape of student loan management.

10. CryptoCurrency (r/CryptoCurrency)

CryptoCurrency (r/CryptoCurrency)

The r/CryptoCurrency subreddit has established itself as a leading online community for individuals interested in learning about the world of cryptocurrency and blockchain.

With 6.4 million followers, the subreddit is a vibrant hub of activity where members can participate in lively discussions about the latest market trends, investment opportunities, and innovative blockchain projects.

The subreddit is an excellent resource for beginners who are looking to build their knowledge and vocabulary in this rapidly evolving field. As crypto and blockchain technology continues to gain importance in the world of finance, participating in r/CryptoCurrency can provide individuals with a valuable perspective on the latest developments and trends.

Overall, the r/CryptoCurrency subreddit is an indispensable online destination for anyone interested in staying up-to-date on the latest news and trends in the world of cryptocurrency and blockchain.

11. Frugal (r/Frugal)

Frugal (r/Frugal)

The r/Entrepreneur subreddit is a community focused on entrepreneurship, where members share their experiences and provide advice to aspiring entrepreneurs.

With a strong emphasis on providing value in exchange for money, the subreddit believes that success is a result of getting the idea, scale, timing, and execution right.

Established to provide an opportunity to learn from the experiences of successful and failed entrepreneurs, r/Entrepreneur is an excellent resource for anyone looking to pursue million-dollar business ideas.

Whether you're a seasoned entrepreneur or someone who is just starting out, the subreddit is a great place to engage in discussions and learn from the experiences of others.

By joining the r/Entrepreneur community, individuals can gain valuable insights into what it takes to succeed in the world of entrepreneurship and gain inspiration to pursue their own dreams.

12. Financial Independence / Retire Early (r/financialindependence)

Financial Independence / Retire Early (r/financialindependence)

The r/financialindependence subreddit is a highly popular online community founded in 2011 with over 1.9m members. The subreddit is an ideal destination for anyone looking to become financially independent and take control of their finances.

Users can find advice, milestones, and real-life examples of those who have already achieved financial freedom, making it a valuable resource for anyone looking to follow in their footsteps. The subreddit covers a wide range of personal finance topics, including budgeting, investing, and saving, among others.

By engaging with the r/financialindependence community, members can gain valuable insights into what it takes to achieve financial security and work towards their goals.

Whether you're just starting out on your financial journey or are a seasoned investor, r/financialindependence is an excellent resource for anyone looking to take charge of their financial future.

13. Sidehustle (r/sidehustle)

Sidehustle (r/sidehustle)

If you're looking to create a successful side hustle, then the r/sidehustle subreddit is the perfect place to start. With 491k followers, this online community is dedicated to providing ideas, tips, and expert advice on how to turn your side hustle into a profitable venture. From developing a business plan to marketing your products or services, r/sidehustle covers all aspects of creating a successful side hustle.

It's also a great place to connect with like-minded individuals, share your experiences, and learn from others who have successfully built their own side hustles. If you're a beginner or an experienced entrepreneur, this subreddit is a valuable resource for anyone looking to create additional income streams and achieve financial freedom.

14. Real Estate (r/realestateinvesting)

Real Estate (r/realestateinvesting)

Looking for a community to learn about real estate investing and connect with like-minded individuals? Look no further than the Real Estate Investing SubReddit (r/realestateinvesting)! Boasting a whopping 1.7m followers, this community is a one-stop shop for all things related to real estate investment.

From general advice to specialized topics like commercial real estate, flipping, and wholesale, you're sure to find the answers to all your questions here. With engaging discussions, helpful advice, and a supportive community, the Real Estate Investing SubReddit is the perfect place to start your journey toward real estate investment success. Join today and start learning from the best in the business!

15. FI/RE – Financial Independence & Retiring Early (r/leanfire)

FI/RE – Financial Independence & Retiring Early (r/leanfire)

The Financial Independence & Retiring Early (FI/RE) movement is a popular topic in the personal finance community, with multiple subreddits dedicated to helping individuals achieve their financial goals. One such community is Leanfire (r/leanfire), which provides a unique and minimalist perspective on attaining financial independence and retiring early.

By promoting frugality, budgeting, and intentional living, members of this community share tips and insights on how to reach financial freedom without sacrificing the things that truly matter in life.

However, it's worth noting that there are several other subreddits dedicated to the FI/RE movement, each offering a different approach and perspective. So, individuals should take the time to explore all related subreddits to find the one that aligns with their lifestyle and goals.

16. Banking (r/Banking)

Banking (r/Banking)

Banking is an essential aspect of personal finance planning, and the Banking subreddit (r/Banking) provides an excellent resource for individuals looking to improve their financial literacy. With 57.7k followers dedicated to enhancing their financial acumen, this community is a great place to share ideas, ask questions, and gain insights into various banking products and services. If you're looking to open a new checking account, save for retirement, or invest in the stock market, the Banking subreddit is a helpful resource for achieving your financial goals.

With regular discussions on topics such as budgeting, credit scores, and savings strategies, members of this community can improve their personal finance game and gain greater control over their financial future. Join the Banking subreddit today and take the first step towards achieving your financial goals!

17. FIRE (r/fatFIRE)

FIRE (r/fatFIRE)

The Financial Independence & Retiring Early (FIRE) movement has gained significant traction in recent years, with multiple subreddits dedicated to helping individuals achieve their financial goals.

One such community is fatFIRE (r/fatFIRE), which challenges the notion that achieving financial freedom requires individuals to live a stingy lifestyle. With 363k followers, this community aims to attain early retirement with a fat pile of cash, enabling members to maintain their desired lifestyle without worrying about money.

Through discussions on topics such as entrepreneurship, real estate investing, and stock market strategies, members of the fatFIRE subreddit share tips and insights on how to achieve financial independence while enjoying life to the fullest.

The community provides a critique of the traditional FIRE movement, emphasizing that individuals shouldn't have to sacrifice their lifestyle to attain financial freedom. If you're looking to achieve early retirement with a comfortable financial cushion, then the fatFIRE subreddit is the community for you.

18. Tax (r/tax)

Tax (r/tax)

The Tax subreddit (r/tax) is a community of 183k followers interested in taxation, making it an excellent resource for individuals seeking answers to their tax-related questions. Whether you're a business owner, freelancer, or individual taxpayer, this community provides valuable insights and expertise on various tax-related issues such as tax planning, compliance, and regulation.

One of the advantages of joining the Tax subreddit is the readily available information on changing tax laws and regulations. The community's regular discussions on tax reform, tax policy, and tax planning strategies can help members stay informed on the latest developments in the tax landscape.

19.Financial Planning (r/financialplanning)

Financial Planning (r/financialplanning)

The Financial Planning subreddit (r/financialplanning) is a vibrant community that has over 250,000 members from all over the world. The community is a hub for discussions on various personal finance topics such as income, insurance, investing ideas, budgeting, and frugality tips. By joining this subreddit, individuals can access a wealth of information that can help them improve their financial planning skills.

One of the advantages of joining the Financial Planning subreddit is the opportunity to engage with like-minded individuals and experts in personal finance. Members of the community can ask questions, participate in discussions, and share their own experiences, which can lead to valuable insights and knowledge sharing.

In addition to providing a platform for discussions, the Financial Planning subreddit also offers a vast repository of historical posts that can be useful for research purposes. Users

20. Budgeting (r/budget)

Budgeting (r/budget)

The r/budget subreddit is a community of 31.6k members dedicated to helping people with their budgeting needs. It is a go-to source for anyone looking for advice and tips on setting up and maintaining a budget.

One of the benefits of joining this subreddit is the opportunity to learn from other members' experiences. Members can share their budgeting strategies, tools, and techniques that have worked for them. This can be helpful for anyone who is new to budgeting or looking for new ways to improve their budgeting skills.

The r/budget subreddit is also helpful for setting up emergency funds. Members can learn how to set aside money for unforeseen circumstances and be prepared for financial emergencies. This community provides valuable insights and advice on how to establish a savings plan that works for you.

21. Eating healthy on a cheap budget (r/EatCheapAndHealthy)

Eating healthy on a cheap budget (r/EatCheapAndHealthy)

Are you looking to eat healthily without spending a fortune? Look no further than the r/EatCheapAndHealthy subreddit! With 5.9 million members, this community is dedicated to helping people make healthy food choices on a budget.

One of the main benefits of joining this subreddit is the opportunity to share and learn from other members' experiences. You can find tips and tricks for cooking healthy meals on a budget, as well as ideas for where to find affordable, nutritious foods.

But the r/EatCheapAndHealthy subreddit isn't just about saving money. It's also a supportive community where members can share their successes and challenges on the path to healthy eating. Whether you're a seasoned health nut or just starting out on your journey, you'll find plenty of motivation and encouragement here.

FAQ

What are the best SubReddit communities for personal finance?

Some of the best SubReddit communities for personal finance include r/personalfinance, r/financialindependence, r/ynab, r/investing, and r/frugal, where users can find helpful tips and resources for managing their money.

Which SubReddit communities offer the best personal finance advice?

SubReddit communities like r/personalfinance, r/investing, and r/financialindependence are known for offering reliable and valuable personal finance advice from knowledgeable members.

What are the most active personal finance SubReddit communities?

The most active personal finance SubReddit communities include r/personalfinance, r/financialindependence, and r/frugal, which have a large user base and a steady stream of new posts and discussions.

How do I find the best SubReddit communities for financial planning and budgeting?

To find the best SubReddit communities for financial planning and budgeting, users can search for keywords like "budgeting," "financial planning," and "money management" on the SubReddit homepage or use the search bar to find related communities.

Can you recommend some good SubReddit communities for investment advice?

Some good SubReddit communities for investment advice include r/investing, r/stocks, and r/SecurityAnalysis, which are frequented by experienced investors and financial professionals.

Are there any SubReddit communities for debt management and financial recovery?

SubReddit communities like r/debt, r/DaveRamsey, and r/povertyfinance offer advice and support for those struggling with debt management and financial recovery.

What are the top SubReddit communities for early retirement and financial independence?

The top SubReddit communities for early retirement and financial independence include r/financialindependence, r/leanfire, and r/FIRE, where users can share strategies and stories about achieving financial freedom.

Where can I find SubReddit communities for freelance and self-employed financial advice?

Freelancers and self-employed individuals can find helpful financial advice and resources on SubReddit communities like r/freelance, r/smallbusiness, and r/Entrepreneur.

Which SubReddit communities offer the best resources for financial education?

Reliable SubReddit communities for financial education include r/personalfinance, r/financialindependence, and r/learnfinance, where users can access educational content and ask questions about personal finance topics.

What are the most reliable SubReddit communities for tax and accounting advice?

Some of the most reliable SubReddit communities for tax and accounting advice include r/tax, r/accounting, and r/bookkeeping, where users can get answers to specific questions about taxes and accounting practices.

Conclusion

In conclusion, these best SubReddit personal finance communities offer a wealth of information and resources for individuals looking to improve their financial literacy and take control of their finances.

These communities provide a platform for users to share their experiences, seek advice, and learn from others who are on the same journey toward financial freedom.

Whether you're looking to create a budget, invest in stocks, or pay off debt, there's a SubReddit personal finance community out there for you. By joining one of these communities, you can gain valuable insights, connect with like-minded individuals, and take steps toward achieving your financial goals.

So why wait? Join one of the best SubReddit personal finance communities today and start taking control of your financial future!

Michael Restiano

I support product content strategy for Salt Money. Additionally, I’m helping develop content strategy and processes to deliver quality work for our readers.

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